Small Business
The Breakdown

Small Business

Issue Briefing

"Health care should not be the death of your dream."

Big corporations can hire teams to manage health benefits. They can absorb premium spikes. Small businesses and solo entrepreneurs cannot.

For many would be founders, the real fear is not risk in the marketplace. It is risk in the emergency room. Leave the corporate job and a single illness could wipe out your family finances.

The SAFECARE Plan breaks that chain.

First: a Clear Contribution

Employers pay a clear contribution tied to payroll. No more annual hostage negotiations with insurers. No more guessing whether next year’s premium will eat your profit margin.

Coverage: Second, Portable Coverage

For tiny firms and solo workers, the Plan removes the worst cliff entirely. You can leave a job, start a business or work as a contractor and still have the same basic coverage as before. Your contribution moves with your income, not with your logo.

Third: Healthier Labor Flow

This also helps workers. People can change jobs or start a company without dragging along preexisting condition fears or gaps in coverage. That means more innovation and more healthy movement in the labor market.

Summary: Bottom Line

In short, the Plan makes health care boring for small business owners. Which is exactly what it should be. You focus on your product and your customers. The national system quietly keeps your people covered at a predictable cost.

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