
The system isn't broken. It was built this way.
Here is the blueprint of the theft.
Demystifying the complex financial instruments used to siphon money.

Hating corporations for making money is childish; the real failure lies with the politicians who built a system where poisoning you is profitable.
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The Affordable Care Act's 'Medical Loss Ratio' was sold as a cap on greed, but it actually incentivized insurers to supercharge healthcare inflation.
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Pharmacy Benefit Managers (PBMs) are the invisible middlemen who charge your employer $100 for a drug, pay the pharmacy $10, and keep the difference. It’s called 'spread pricing,' and it is legal theft.
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You followed the rules, went to an in-network hospital, and still got shot by a $5,000 bill from a doctor you never met. It is not an accident; it is a business model.
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Hospitals have stopped billing for the care they provide and started billing for the most expensive story they can get away with. It is called 'Upcoding,' and it turns a cough into a catastrophe on paper.
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They pay zero taxes, hoard billions in offshore accounts, and sue grandmothers for unpaid bills. They are 'non-profits' in name only, and they are the most profitable tax scam in America.
Open FileWhy the people you trust are forced to participate in the scam.

We forced the people who save our lives into a debt trap so deep that they have to choose between healing you and paying their mortgage.
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The healthcare industry has embedded itself so deeply into the stock market that cutting their exorbitant profits threatens your retirement fund. They are not just selling care; they are holding your 401(k) hostage.
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Uber and Amazon call you an 'entrepreneur' so they don't have to pay for your chemotherapy. It is the greatest cost-shifting scheme in modern labor history.
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Opponents threaten you with 'socialist lines,' ignoring the fact that millions of Americans are currently waiting in the invisible line called 'I Can't Afford It.'
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Lobbyists scream that reform will kill rural hospitals, hoping you won't notice that the current profit-driven system has already murdered 190 of them.
Open FileExposing the actors and the scripts they read.

A 'discount card' is an admission of failure. It saves you $20 on a drug that is overpriced by $5,000, preserving the theft while handing you a coupon for it.
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In Washington, 'bipartisanship' doesn't mean Democrats and Republicans agreed to help you. It means their donors agreed to rob you together.
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Opponents say universal healthcare kills your 'freedom to choose.' But in the current system, your only real choice is which logo is on the denial letter.
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Senators do not pass reform because they are auditioning for million-dollar jobs at the companies they regulate. The 'Revolving Door' is a deferred bribe system.
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Pharma claims that fair prices will kill the cure for cancer. Their financial statements prove that high prices actually fund TV commercials, stock buybacks, and executive yachts.
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We tried to bribe the insurance industry into being moral. They took the money, kept the money, and let the system rot. SAFECARE is not an update. It is an eviction.
Open FileAddressing the transition, the costs, and the specific fears.

Real reform is like surgery—it hurts before you heal. The transition to SAFECARE will be chaotic, the media will scream failure, and the old guard will sabotage the exit. This is the price of fixing a broken bone.
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Your unpayable medical bills are being traded by vultures for pennies. The government is going to buy them for those same pennies and set them on fire.
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We are deleting the concept of 'In-Network' and 'Out-of-Network' from the American dictionary. Your new network is the United States of America.
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We replace the 'invisible tax' of premiums and deductibles—which you pay even if you don't get care—with a visible payroll tax that costs less for 90% of Americans.
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We have accepted the grotesque idea that your bank account determines your right to breathe. SAFECARE is not just a bill; it is an apology to the millions we let die for profit.
Open FileHow the government sells "safety" to protect monopolies.

The FDA operates on the arrogant assumption that biology works differently in Europe than it does in America, forcing companies to waste years re-proving what the world already knows.
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The FDA calls drug companies its 'clients' because they pay the agency's bills. SAFECARE ends the 'pay-to-play' era of drug regulation.
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In 35 states, you cannot build a new hospital or buy an MRI machine without government permission. The catch? The board that grants permission is run by the competitors you are trying to challenge.
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In 1997, the government capped the number of new doctors it would pay to train. To survive the shortage, we decided to steal doctors from developing nations rather than let our own children study medicine.
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When a drug patent expires, the price should drop by 90%. Instead, Big Pharma tweaks a molecule, paints it a new color, and restarts the 20-year monopoly clock.
Open FileThe industries that exist to create friction and charge you to remove it.

The government turned medicine into a data-entry contest called MIPS. It didn't improve quality, but it did create a billion-dollar industry of consultants who teach doctors how to pass the test.
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Insurance companies have replaced doctors with algorithms designed to deny care in 1.2 seconds. It is a 'denial of service' attack on your health.
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Group Purchasing Organizations (GPOs) were supposed to use bulk buying to save money. Instead, they use a Congressional loophole to take kickbacks from suppliers, driving prices up and causing deadly drug shortages.
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It takes months and thousands of dollars for a licensed doctor to move across state lines because state medical boards operate like 50 separate feudal kingdoms.
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The US is the only developed nation where a tourist can walk into an ER, receive $100,000 in care, and legally walk away paying zero, leaving the hospital—and you—to pick up the tab.
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